Hello, in the case of online shopping in the usual e-commerce business model, the customer most often receives the goods after some time. Therefore, trust is important - both in the merchant and in the payment solution, in which the client provides his sensitive data, personal information. There is no longer an instant exchange of money for goods - the client trusts the seller with his funds with the hope that the goods will be delivered to him. Using the payment system at pay admit you can be sure of the security of your customers' online payments.